The American College Health Association notes that “SHIPs are an outstanding value for students due to robust and broad coverage, often at half the cost of comparable employee plans… SHIPs are uniquely designed for the lifestyles of college students. Specifically, SHIP coverage accounts for the mobility of the student patient population by remaining in place while a student engages in student travel or during anticipated breaks in the academic year.”
About the Student Health Insurance Plan (SHIP)
The University of Maryland’s SHIP plan is a platinum level insurance plan; students are covered nationally through the insurance provider’s network. In addition, SHIP covers most services at the University of Maryland Health Center. At the University Health Center, SHIP patients do not have deductibles and no fee is required for covered services.
Select “YES, I want the insurance” to enroll in the Student Health Insurance Plan on the waiver site. When choosing this option, the Student Financial Services account will be billed for the premium.
Note: Students who do not provide proof of insurance will be automatically enrolled in the student health insurance provided by Academic Health Plans, and the premium will be charged to their bursar account.
This is a nonrefundable policy. Graduate students are generally exempt from this requirement.
Create your account and you will be able to get a copy of the card.
How do I Waive SHIP for the Academic Year 2019-2020?
2019-2020 Insurance Waiver
Each academic year, the University requires that the following students enrolled in 6 or more credits in the Fall, either enroll or waive SHIP:
Domestic Undergraduate Students
International Undergraduate Students that enrolled at UMD prior to Fall 2017
For the Spring Waiver the following students enrolled in 6 or more credits must complete the waiver:
Newly admitted Domestic Undergraduate Students
For the 2019-2020 Academic Year, SHIP is underwritten by CareFirst Blue Cross Blue Shield.
The waiver must be completed by September 15th 2019. Students that have not completed the waiver by the aforementioned date will be enrolled in SHIP and the premium fee will remain on their tuition bill.
International Undergraduate Students entering UMD beginning Fall 2017 with an F or J Visa are automatically enrolled in the Student Health Insurance Plan (SHIP).
Please Note: newly admitted students will be able to complete the waiver after they have registered for classes.
To Waive 2019-2020 SHIP
Have an electronic copy of your current insurance card and your University of Maryland student ID.