The American College Health Association notes that “SHIPs are an outstanding value for students due to robust and broad coverage, often at half the cost of comparable employee plans… SHIPs are uniquely designed for the lifestyles of college students. Specifically, SHIP coverage accounts for the mobility of the student patient population by remaining in place while a student engages in student travel or during anticipated breaks in the academic year.”
About the Student Health Insurance Plan (SHIP)
The University of Maryland’s SHIP plan is a platinum level insurance plan; students are covered nationally through the insurance provider’s network. In addition, SHIP covers most services at the University of Maryland Health Center. At the University Health Center, SHIP patients do not have deductibles and no fee is required for covered services.