The Student Health Insurance Plan (SHIP)

The American College Health Association notes that “SHIPs are an outstanding value for students due to robust and broad coverage, often at half the cost of comparable employee plans… SHIPs are uniquely designed for the lifestyles of college students. Specifically, SHIP coverage accounts for the mobility of the student patient population by remaining in place while a student engages in student travel or during anticipated breaks in the academic year.”

About the Student Health Insurance Plan (SHIP)

The University of Maryland’s SHIP plan is a platinum level insurance plan; students are covered nationally through the insurance provider’s network. In addition, SHIP covers most services at the University of Maryland Health Center. At the University Health Center, SHIP patients do not have deductibles and no fee is required for covered services.

For more information about SHIP please see below.

You can also visit www.firststudent.com for information about the Summer 2019 plan.

For information about the 2019-2020 Academic Year plan, please visit https://umd.myahpcare.com/.

Who can Purchase SHIP?

Who can Purchase SHIP?

Those who can purchase SHIP are:

  1. Undergraduate students with 6 or more credits at enrollment time.
     
  2. Graduate students with 1 or more credits at enrollment time.
     
  3. Visiting scholars.
     
  4. Students that do not have adequate health insurance coverage and international students that enrolled starting in Fall 2017 must purchase SHIP.

 

How I Enroll in Summer 2019 SHIP?

How do I Enroll in SHIP Summer 2019?

Enrollment for Summer 2019

To enroll in SHIP, please follow these directions:

  1. Go to https://umd.myahpcare.com/waiver
  2. Select “YES, I want the insurance” to enroll in the Student Health Insurance Plan on the waiver site. When choosing this option, the Student Financial Services account will be billed for the premium.

Note: Students who do not provide proof of insurance will be automatically enrolled in the student health insurance provided by Academic Health Plans, and the premium will be charged to their bursar account.

This is a nonrefundable policy. Graduate students are generally exempt from this requirement.

Additional information on student insurance and frequently asked questions can be found at www.health. umd.edu/HealthInsuranceFAQs.

Please note:

  1. You can purchase SHIP for every academic year however coverage rollover is not automatic. You must go online and enroll every academic year.
     
  2. SHIP does not automatically send out an insurance card. You can download a card on their website or call and request one.
     
  3. SHIP is not automatically put on file with the University Health Center. You must provide them with a copy of your insurance card.

How do I get my Summer 2019 SHIP Insurance Card?

How to get your Summer 2019 SHIP Insurance Card

To get a copy of your Summer 2019 SHIP insurance card:

  1. Go to www.firststudent.com
     
  2. Pick your school from the drop down menu.
     
  3. Under Student Tools select My Account.
     
  4. Create your account and you will be able to get a copy of the card.

How do I Waive SHIP for the Academic Year 2019-2020?

2019-2020 Insurance Waiver

Each academic year, the University requires that the following students enrolled in 6 or more credits in the Fall, either enroll or waive SHIP:

  1. Domestic Undergraduate Students
  2. International Undergraduate Students that enrolled at UMD prior to Fall 2017

For the Spring Waiver the following students enrolled in 6 or more credits must complete the waiver:

  1. Newly admitted Domestic Undergraduate Students

For the 2019-2020 Academic Year, SHIP is underwritten by CareFirst Blue Cross Blue Shield.

The waiver must be completed by September 15th 2019. Students that have not completed the waiver by the aforementioned date will be enrolled in SHIP and the premium fee will remain on their tuition bill.

International Undergraduate Students entering UMD beginning Fall 2017 with an F or J Visa are automatically enrolled in the Student Health Insurance Plan (SHIP).

Please Note: newly admitted students will be able to complete the waiver after they have registered for classes.

To Waive 2019-2020 SHIP

  1. Have an electronic copy of your current insurance card and your University of Maryland student ID.
  2. Go to https://umd.myahpcare.com/waiver.
  3. Log in to the system by using the following:
    • Login - UMD ID (ex: 111234567)
    • Password - Date of Birth in MMDDYYYY format, unless previously changed (ex: 01011990).
  4. Select the "SIGN IN" button.
  5. On the home page, click the "WAIVE" button from the "I Already Have Insurance" section.
  6. Enter your insurance information and attach the required documentation.
  7. Select the "SUBMIT WAIVER" button at the bottom of the waiver form.

NOTE: For additional information or assistance, please contact Academic HealthPlans Customer Service at 800-850-4303.

How do I Enroll in SHIP for the Academic Year 2019-2020?

SHIP 2019-2020 Enrollment

To Enroll in SHIP 2019-2020

International Undergraduate Students entering UMD beginning Fall 2017 with an F or J Visa are automatically enrolled in the Student Health Insurance Plan (SHIP).

  1. Go to https://umd.myahpcare.com/enrollment.
  2. Log in to the system by using the following:
    • Login - UMD ID (ex: 111234567)
    • Password - Date of Birth in MMDDYYYY format, unless previously changed (ex: 01011990).
  3. Select the "SIGN IN" button.
  4. On the home page, select the "ENROLL" button from the "I Need Health Insurance" section.
  5. Read the Terms and Conditions
  6. If you accept the Terms and Conditions, enter your initials in the box and select the "OK" button.

NOTE: For additional information or assistance, please contact Academic HealthPlans Customer Service at 800-850-4303.

 

SHIP 2019-2020 Rates

SHIP 2019-2020 Rates

*prices subject to change

Annual

Aug 1 2019 - July 31 2020

Medical Combined

Student

$ 1,298.00

Student & Spouse

$ 2,596.00

Student & Children

$ 2,596.00

Student & Spouse & Children

$ 3,894.00