Insurance & Fees
Every registered student is eligible to use the University Health Center (UHC).
The University of Maryland requires comprehensive health insurance coverage for all undergraduate students admitted in or after Fall 2009 and are registered for 6 or more credits.
Students should check with their family’s insurance company to discuss their eligibility of benefits and reimbursement procedures for UHC fees. Most HMOs (Health Maintenance Organizations) do not cover services outside their areas, so students in outlying counties in Maryland or in other states or nations may want to consider enrolling in the student health insurance plan.
The top three things you need to know about insurance at UHC:
1) Call your insurance provider before visiting the Health Center to make sure they will cover services at the UHC. The UHC is in-plan with Aetna, United HealthCare, Cigna and Carefirst/Blue Cross-Blue Shield PPO and EPO plans. Some insurance plans may require a referral, preauthorization or precertification.
If your insurance is a HMO or POS plan, call customer service to verify benefits for care provided at the UHC. Generally, the customer service phone number is listed on your insurance card. Make sure you know your policy number and policyholder’s name when you call. Be sure to ask if your visit to the UHC will be covered and if you will be responsible for any payment.
NOTE: Some HMO plans do not have out of network benefits. You will be responsible for all charges.
2) Always bring your insurance card and photo ID to every visit.
3) Call ahead to schedule an appointment at (301) 314-8184 or make an appointment online.
If you are experiencing a life-threatening emergency, dial 911.
Please direct general health insurance questions to (301) 314-9144.
Mandatory Health Insurance
In order to understand the Student Health Insurance Plan (SHIP) and the Mandatory Health Insurance Waiver, please visit http://www.health.umd.edu/SHIP.
For Graduate Students
Insurance is voluntary for graduate students, and graduate students do not complete a health insurance waiver.
For more information or to enroll in SHIP, visit http://www.firststudent.com.
Students are directly responsible for payment of UHC fees they incur.
Visitors must pay for their visit PRIOR to being seen. Any additional services (laboratory, x-ray, etc...) required must also be paid for prior to being performed. Payment is to be made at the Pharmacy and visitors must pay by cash, Visa, Discover, or Mastercard.
If you have questions about the Student Health Insurance Plan (SHIP), please call the University Health Center Business Office at 301-314-8165.
If you have general questions about insurance, please call the University Health Center at 301-314-9144.
- About the University Health Center
- Clinical Services
- Mental Health Services
- General Insurance FAQ's
- Mandatory Insurance Waiver
- Health Promotion
- Student Involvement
- New & Transfer Students
- CARE to Stop Violence
- Faculty & Staff Services
- For Parents
- Quality of Care Survey
|Proud member of the American College Health Association|