Insurance & Fees

Health Insurance

Every currently registered student is eligible to use the University Health Center (UHC).  

The University of Maryland requires comprehensive health insurance coverage for all undergraduate students admitted in or after Fall 2009 and are registered for 6 or more credits.

The top three things you need to know about insurance at UHC:

1) Call your insurance provider before visiting the Health Center to make sure they will cover our services. Generally, the customer service phone number for your insurance is listed on your insurance card.  Make sure you know your policy number and policyholder's name when you call.  Be sure to ask if your visit will be covered and also if you will be responsible for any payment. 

2) Always bring your insurance card and photo ID to every visit.

3) Call ahead to schedule an appointment at (301) 314-8184 or make an appointment online.
If you are experiencing a life-threatening emergency, dial 911.


To find out more about payment and specific insurance plans, view our list of Frequently Asked Questions.  Also view the Young Person's Guide to Health Insurance (pdf).
Please direct health insurance questions to (301) 314- 9144.

Students should check with their family’s insurance company to discuss their eligibility of benefits and reimbursement procedures for UHC fees.  United Healthcare Health Insurance Company currently provides a health insurance policy designed for University of Maryland, College Park students; information is mailed to all new students before the start of the semester. Most HMOs (Health Maintenance Organizations) do not cover services outside their areas, so students in outlying counties in Maryland or in other states or nations may want to consider enrolling in the student health insurance plan.
 

Mandatory Health Insurance   
The University of Maryland requires comprehensive health insurance coverage for all undergraduate student registered for 6 or more credits. These students are required to show proof of health insurance coverage by completing an online waiver card.  Waivers can only be completed online at https://studentcenter.uhcsr.com.The waiver site will open mid-May 2012 for the 2012-2013 academic year. Instructions on completing the on-line waiver will be sent to your e-mail.

Mandatory Health Insurance FAQ

Students must either waive (show proof of insurance) or enroll in the University sponsored student health insurance plan.  

Students are required to complete a waiver each academic year.

Students registered for Spring 2012, who do not show proof of health insurance, will be automatically enrolled and the premium ($641) will be billed to their student accounts.

There may be a $100 penalty fee for registered students submitting proof of insurance after the deadline.

 

Voluntary Health Insurance for Graduate Students

Insurance is voluntary for graduate students.

Open enrollment for Summer coverage (June 1, 2012 - August 14, 2012) is May 15, 2012 to June 30, 2012 .  To enroll in Summer coverage, you must be registered for Summer Session I.

Please visit http://www.firststudent.com  for details and/or enrollment for the voluntary health insurance program.

Fees
Students are charged a fee for most office visits, plus fees for visits with specialists and for certain procedures such as x-rays, laboratory tests, allergy injections, physical therapy, massage, acupuncture and medications dispensed through the pharmacy and medical units. Insurance coverage for these services may vary. 

Students are directly responsible for payment of UHC fees they incur.  

Fees for services can be billed to the student's account through the Bursar's Office or an individual may pay their bill by cash, check, Terrapin Express, or credit card at the Pharmacy.
 
**Fees, excluding pharmacy costs, are waived for students enrolled in the student health insurance plan.

Visitors
A visitor's fee is charged to anyone who is not currently registered as a student. Visitors are charged a fee for office visits, plus fees for visits with specialists and for certain procedures such as x-rays, laboratory tests, allergy injections, physical therapy, massage, acupuncture and medications dispensed through the pharmacy and medical units.

Visitors must pay for their visit PRIOR to being seen.  Any additional services (laboratory, x-ray, etc...) required must also be paid for prior to being performed.  Payment is to be made at the Pharmacy and visitors must pay by cash, Visa, Discover, or Mastercard.  

Referral
If you require a referral for treatment off campus or admission to a hospital, you are responsible for any bills you incur. The University Health Center assumes no financial responsibility for care you receive off campus.

If you have questions about the Student Health Insurance Plan (SHIP), please call the University Health Center Business Office at 301-314-8165.

If you have general questions about insurance, please call the University Health Center at 301-314-9144.

Please direct questions/comments about the Health Center to health@umd.edu.
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©2009 University Health Center
University Health Center
University of Maryland
College Park, MD 20742
Tel. 301.314.8180